In the fast-paced world of modeling, waiting weeks—or even months—for payment after a gig can be stressful and financially burdensome. We experienced this issue firsthand as models ourselves for the last three years.

But we are not alone—after interviewing over 50 other creatives in our community, we found that they all experienced the same thing. Many of us are just getting by, buried under mountains of credit card debt, or even worse... the infamous payday loan.

Credit Cards Are Great... Until They’re Not

The way credit card companies trap you in a never-ending cycle is through those minimum payments. Simply pay 10% of your outstanding balance, and hooray—you can carry your balance to the next month! Sounds great, right? Wrong!

Credit cards can offer a quick way to access cash, but high-interest rates can quickly turn small balances into mountains of debt. Relying on credit cards to cover expenses while waiting for a modeling payment can lead to hefty interest charges and long-term financial stress.

Payday Loans: The Real Bandits

When you’re in a tight financial spot, payday loans might seem like an easy fix. But they often come with sky-high interest rates, sometimes upwards of 400% APR, trapping borrowers in a cycle of debt. Yes, you read that right... 400% interest!

This might work for the typical 9-to-5 worker who gets paid every two weeks, but for creatives who never know when they’re getting paid, these payday loans are a surefire way to ruin any chance of a stable financial future.

Enter Face Instant Pay: A Solution Made by Creatives Designed For Creatives

The current state of options for creatives that don’t put us in this endless debt cycle is pretty barebones, and that’s why we created Face Instant Pay—to help models take control of their finances with a seamless, instant payment option and put an end to this debt cycle. We buy your invoice for a 2% discount, either from you or your agency, getting you paid immediately. That's it—no hidden fees, no interest. This is not a loan, and there is nothing to repay. The money is yours!

And it's completely optional; if you have enough cash flow to weather a 30-90 day payment delay, then you don’t need to expedite your payment. The choice is completely up to you!

If this sounds like something you would love to see on the market, then join the waitlist for Face Instant Pay today and get ready for a future with the peace of mind that comes with having immediate access to your hard-earned money!